Voyant Offers a Visual Roadmap to Retirement

Help Clients Plan the Route With Confidence

The traditional idea of retirement no longer exists. While many workers remain employed well past age 65, a recent study showed 40% of retirees were forced to leave the workforce earlier than expected. Both scenarios complicate the retirement planning process. Guiding clients toward — and into — retirement is an increasingly complex endeavor. The Voyant platform’s integrated, flexible and intuitive approach adds more value than ever.

Chart the path and build retirement success

Withdrawal Strategies, Social Security and Cash Flow

Analyze clients’ income potential; re-allocate assets to address shortfalls
Provide a go-forward, annual detail of assets, investment return, debts, income and expenses, using assumed rates of growth and inflation to illustrate a client’s cash flow in retirement
Determine the optimal time to begin taking Social Security payments, utilizing break-even assessments

Longevity Risk and Long-term Care

Stress test various scenarios to determine how long assets will last in retirement under different circumstances - from purchasing a second home, to starting a new business or traveling the world. Compare outcomes by inputting different data to generate alternative results.
Determine the financial impact of buying long-term care insurance - or neglecting to
Have collaborative, not transactional, conversations about difficult subjects and provide an easy-to-digest visual of the future, taking into account multiple scenarios

Design a Plan Clients Can Be Excited About, Not Settle For

Compare Roth vs. Traditional IRA and 401(k) contributions from a tax efficiency standpoint
Help clients understand the actions they need to take today to maintain their lifestyle in retirement
Generate different scenarios to better evaluate “needs” and “wants” in retirement and show clients how they can achieve them